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Privacy Policy

Last updated: 19.03.2026

This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application (the App) for personal finance and expense tracking.

1. Information We Collect

1.1 Information You Provide

  • Financial data (expenses, income, transactions)
  • Account information (such as email)
  • User preferences and settings

1.2 Automatically Collected Information

  • Device information (model, operating system, app version)
  • Usage data (features used, interactions within the app)

1.3 Third-Party Services

We use third-party services to support the functionality of the App. These services may collect and process data in accordance with their own privacy policies:

Payment Processing

We use Stripe to securely process payments. Stripe may collect:

  • Payment method details (e.g., card information)
  • Transaction data
  • Billing information

We do not store your full payment details. All payment processing is handled securely by Stripe.

Learn more: https://stripe.com/privacy

Push Notifications

We use OneSignal to send push notifications. OneSignal may collect:

  • Device identifiers
  • Notification interaction data
  • App usage related to notifications

This allows us to deliver relevant notifications and improve user experience.

Learn more: https://onesignal.com/privacy_policy

2. How We Use Your Information

We use your information to:

  • Provide and maintain the App's functionality
  • Process payments via Stripe
  • Send push notifications via OneSignal
  • Improve user experience and app performance
  • Analyze usage and trends
  • Ensure security and prevent fraud

3. Data Storage and Security

We take appropriate technical and organizational measures to protect your data from unauthorized access, loss, or misuse.

Your data may be stored:

  • Locally on your device
  • On secure servers

4. Data Sharing

We do not sell, trade, or rent your personal data.

We may share data only with trusted third-party services necessary to operate the App:

  • Stripe (for payment processing)
  • OneSignal (for push notifications)

We may also disclose data if required by law or legal processes.

5. Data Retention

We retain your data only as long as necessary to provide the App's functionality or comply with legal obligations.

6. Your Rights

Depending on your location, you may have the right to:

  • Access your data
  • Correct inaccurate data
  • Request deletion of your data
  • Withdraw consent

To exercise these rights, contact us at: income@sp-lutsk.com

7. Children's Privacy

The App is not intended for children under 16. We do not knowingly collect personal data from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the App or on our website.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us: